
Sweden have had relatively little problems with identity theft. This is because only Swedish identity documents have been accepted for identity verification. Stolen documents are traceable free credit annual report Louisville by banks and some other institutions. The banks have the duty to check the identity of people withdrawing money or getting loans. If a bank free credit annual report Louisville gives money to someone using an free credit annual report Louisville identity document reported free credit annual report Louisville as stolen, the bank must take the loss. From 2008 any EU passport are valid in Sweden for identity check, and Swedish passports are valid all over the EU. credit report monitoring This makes it harder to detect stolen documents, but still banks in Sweden must ensure that stolen documents are not free credit annual report Louisville accepted. Other types of identity theft than over the bank desk have become more common in Sweden. One common example is ordering a credit card to someone who has an unlocked letterbox and is not home on daytime.
The thief steals the letter with the credit card and then free credit annual report Louisville the letter with the code which typically arrives a free credit annual report Louisville few days later. report credit free Usage of a stolen credit card is hard in Sweden, since an identity free credit annual report Louisville document or a PIN code it is normally demanded. If the shop free credit annual report Louisville does not demand that, it must take the loss free credit annual report Louisville from stolen credit cards. The method of observing someone using the credit card PIN code, stealing the card or skimming it, and then use the card, has become more common. The Principle of Public Access says that free credit annual report Louisville all information kept by public authorities free credit annual report Louisville must be available for anyone except in certain cases. This makes fraud easier (the address is protected for certain free credit annual report Louisville people needing it). getting a free credit report
To impersonate someone else and gain money from it is a kind of fraud, which free credit annual report Louisville is described in the Criminal Code (Swedish:Brottsbalken). In the United Kingdom personal data is protected by the Data Protection Act 1998.
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